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Nutrition For The Elderly

Healthy eating and nutrition for the elderly is greatly impacted by several factors, one of them being a change in body composition.  During the later years in life, the body will lose bone and muscle and gain fat because the hormones aren’t very active anymore.

There are many factors which hinder an elderly person’s health.  The information below will help you to lead a healthy life – no matter how old you may be.

Water Water in the body decreases with age, so many older folks will become dehydrated very easily.  Sometimes they won’t feel thirsty, while other times it’s too much work to pour a glass a water.  With this in mind, it’s recommended that they drink at least 1 ounce of water for every 2.2 pounds of weight.

Protein At this stage in life, protein is very important. Protein is needed to support a healthy immune system and prevent the wasting of muscle.  Since energy needs are less, older folks should eat high quality protein such as eggs, lean meats, poultry, and fish.

Carbs and fiber Carbohydrates are the main source of energy for the entire body.  You can find carbs in bread, cereals, pasta, and other grain products.  A diet that’s high in fiber and water will help to prevent constipation as well.

Fat Fat intake for the elderly should be limited, not eliminated.  You can limit fat by choosing lean meats, low-fat dairy products, and food preparation methods that don’t include frying. 

Iron For the elderly, iron deficiency can be seen with those who aren’t eating much.  Good sources for iron include lean red meats or breakfast cereals.

Zinc Zinc intake is normally with the elderly, and to make matters worse, it’s not absorbed very well either.  Meat, poultry, and fish should be a part of your diet to help you meet the requirements for zinc.

Calcium Calcium is one ingredient that most elderly folks simply aren’t getting enough of.  Most believe that milk upsets their stomach, and therefore they will avoid it.  They should be getting around 1,500 mg of calcium a day, and nonfat powdered milk can be used in recipes as a substitute for milk.  Other foods such as yogurt, low fat cheese, and broccoli can also help you meet the requirements for calcium.

Vitamin B12 In order to absorb the benefits of B12, the intrinsic facotr must be produced by the stomach.  Most elderly people suffer from a deficiency in B12 because they have a condition known as trophic gastritis.  This condition causes inflammation of the stomach, bacterial overgrowth, and the intrinsic factor. Without the intrinsic factor, this vitamin can be absorbed.

Each one of the above nutrients are needed to keep an aged body in good health.  Elderly individuals should try to stay active and strive for a well-balanced diet.  Even though the aged body isn’t the same as it used to be, proper care and the right nutrients can help the elderly enjoy a healthy and long life.

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Remodeling Your Bathroom on a Budget

Are you one of the many homeowners in the United States who would like to have your bathroom remodeled?  If so, how you do plan on paying for it?  Unfortunately, a large number of homeowners would like to have their bathrooms remodeled, but not everyone thinks that they can do so. The good news is that you can easily remodel your bathroom, even if you on a budget.

When it comes to bathroom remodeling on a budget, perhaps, the first thing you should do is develop yourself a budget and then a plan.  You will want to know exactly how much money you can afford to spend on your next remodeling project.  Once you know how much you can spend, you are advised to start the planning. For instance, if you need to hire the services of a professional contractor, you need to keep the cost of doing so in mind. Also, if you would like to have your bathroom toilet replaced, you will need to examine the cost of new, replacement toilets and so on.  Once you have got everything planned out, you need to total the costs.  If you are lucky, you will find yourself within your budget, but if not, you may just need to make a few changes. 

One of the many ways that you can remodel your bathroom while on a budget is by taking everything one step at a time.  If you are interested in remodeling every square inch of your bathroom, but you can’t necessarily afford to do so right now, you may want to go one project at a time.  By choosing what you would like to have remodeled first, such as your bathtub, you could do that and then move on the next project, when it easier to afford the supplies and the materials needed. Speaking of supplies and materials, where you shop may also have an impact on being able to afford a bathroom remodeling project.

If you are looking to remodel your bathroom on a budget, you will want to shop around for the best prices on bathroom supplies, fixtures, and materials.  Perhaps, the easiest way to compare prices is to use the internet. With a few minutes and the click of a mouse you could easily find exactly what you need for your next kitchen remodeling project, but at a relatively affordable price. It is also advised that you checkout your local home improvement stores, particularly ones that are known for having good prices. It may also be a good idea to keep an eye out for any television commercials or store fliers that advertise sales on bathroom fixtures, supplies, and remodeling materials. Purchasing all of your bathroom remodeling supplies at a discounted price is the best way to remodel your bathroom while on a budget.

As previously mentioned, if you are planning on using a professional contactor to remodel your bathroom, you will need to keep the cost of doing so.  If you are remodeling your kitchen on a budget, it may be a good idea to do the remodeling yourself. This may be easy if you have prior home improvement experience.  If you do not have any home improvement experience, you can easily learn what you need to know.  Online, you should be able to find instructions and tips on bathroom remodeling. Also, you can purchase bathroom remodeling books or how-to guides online or from most home improvement stores or bookstores.  If you want to have your bathroom remodeled, but you don’t want to spend more money that you have to or more money than you have, you are advised to keep the above mentioned points in mind.  Although it is typically expensive to remodel a bathroom, it is possible to do so while on a budget.  In fact, even if you aren’t remodeling on a budget, it may still be a good idea to keep the above mentioned points in mind.  Why pay more money for a bathroom remodeling project than you need to?

Top Ten Terms for Loans

Everyone knows that you should never sign on the dotted line without reading the contract.  This same term applies to loans.  Signing a loan without knowing the terms and what everything means can be detrimental to your finances, credit and future investments.  Before you sign on the dotted line, make sure that you know these terms and how they will apply to you. 

1.  Interest rate.  The interest rate is the percentage of your loan that is added on every month.  The percentage will vary according to the economy and will make a difference in your payments. 

2.  Fixed Rate.  A fixed rate will be an interest rate that stays at the same percentage throughout the entire period of your loan. 

3.  Variable Rate.  A variable rate will change according to the economy and the charts that are stating what the rates should be for interest.  A variable rate usually changes every year and adjusts according to a specific given range of percentages. 

4.  Principal.  The principal is what you will be paying on your actual house.  Whatever you pay on your principal is what you will see in the end as your investment. 

5.  Escrow.  This is similar to a savings account of your loan.  Whatever you put in escrow will accumulate without paying directly into the loan.  At the end of the term you can use it to finish paying off the loan or to invest in another loan. 

6.  Title.  A title will be what you get to your home after it is officially yours, stating that the property belongs to you. 

7.  Deed.  A deed will most often be used as a title for a commercial area.  Instead of giving ownership it shows that the property is leased to the one who is using it as a business. 

8.  Home Equity.  This is a loan or line of credit that you can get for your home.  It will finance up to eight percent of your other loan and get paid back later.  This helps if you want to consolidate loans or invest more into the property. 

9.  Appraisal.  After an inspection of the home is made, an appraisal will be made.  This will be an estimated value of what the home is worth. 

10.  Equity.  This will be the actual amount of the property that you own.  Most likely, it is what is being paid off of your principal amount. 

Once you know some of these basic terms, you will be able to expand on your knowledge and find the exact loan that will fit your needs.  These basic definitions will help you in making the right decision for the type of loan that you want. 

Organize Your Garage

The garage is that one place where we all seem to love to be disorganized, however the sooner you get organized, the sooner you can make better use of that space. Organizing your garage can be a tiresome task for many homeowners. When you think about organizing your garage you should keep in mind that this activity means to find a designated place for everything while keeping your goods available for everyday use. The following five steps compromise a simple system for garage organization.

Sort your garage items. First of all sort and categorize all the items in your garage, for this you should empty your garage and start sorting everything into categories. Separate the tools from sporting equipment, electric tools, etc. You will realize how much stuff you have and only then you will be able to determine the best ways to organize and store everything.  Misplaced items in your garage should be returned to their proper place. Also you should sort the things that should be in the garage from the things that should actually be in the basement, attic or better, sold at a garage sale. Remember to recycle everything that you decide to throw away.

Separate seasonal items and equipment. A special rack should be installed to hang lawn maintenance tools and to keep them accessible yet out-of-the-way. If it is near winter place snow related tools like snow blowers, ice scrapers, snow shovels and also skis, snowboards and sleds grouped together. Also the items for warm seasons should be stored in a special cabinet. Near the beginning of every season you should plan this activity and rotate the cold and warm items places in the cabinet. For the other sporting equipment, shelves and drawers should be designed.

Additional shelving and cabinets. While organizing you should consider adding additional garage storage space to help you maintain the organization. Shelves and cabinets should be mounted on the walls. The basic principle is to store the items that you use on a regular basis in a way that makes them accessible every time you need them.

Create efficient working area. Installing a bench or a table would be a good choice if you use your garage as a workshop. A sturdy tool chest and a pegboard are great in storing your tools and keeping them easily accessible.

Relocate trash and recycling bins nearby the garage. To easily dispose unwanted items from your garage a good idea is to relocate the trash and recycling bins near to your garage entrance.  This way you won’t be tempted to keep certain items because the trash bins are too far away.

Now would be the time to hire a handyman to have cabinets, closets and shelves built right into your garage. Invest in some good storage units as described before and start organizing, sorting and storing.

Buying Boat Insurance

Those of you who own boat will want to make sure you get watercraft coverage.  Often times, people don’t realize that they need this type of coverage for their boats.  There are many boat owners that don’t even realize this type of insurance is even available.

You need boat insurance if you own a boat, it’s that simple.  Before you buy boat insurance, here are some things you simply must know.

–  Many states now require that you carry watercraft liability coverage.  What this coverage does, is protect you against any damage that you cause to other people or their property with your boat.  This insurance will also cover you for vandalism, theft, fire, stranding, sinking, and even collision.  You should always call your insurance agent and see what’s required with your state and what policies they cover.

–  There is also optional coverage that you should really consider.  One type of coverage that you should strongly consider is Wreckage Removal.  In most areas, the removal of sunken or wrecked boats is required by law, and the responsibility of the owner to pay for the removal, which can easily be very expensive.

Wreckage Removal coverage will pay these costs for you.  You should also consider adding coverage that will pay for repairs and mechanical failure as well, along with towing charges – should you ever need to be towed back to the shore.

–  Not all insurance companies cover everyone who operates the boat.  This is something you should always ask about, find out who is covered when operating the boat.  There are several companies that will only cover the owner of the boat.  Make sure that the insurance agent defines who is covered when operating the boat.

–  When you shop for boat insurance, call your current company first, then check with other companies to see what type of rates they offer as well.  Always remember that insurance agencies are in competition with each other, and they’ll work with you to get you to join them.  Let one know about a better rate that you’ve been quoted and see if they’ll go one better.

Before you shop for boat insurance, think about the investment you have made with your boat.  Boats are not cheap, replacing or repairing them isn’t cheap either.  Therefore, you should always make sure you get the coverage you need to protect you against anything that happens with your boat.

Looking to Remodel Your Kitchen, While Saving Money at the Same Time

Are you a homeowner?  If so, there is a good chance that you may be a little tight on cash.  As nice as it is to own a home, it is expensive to. Despite being low on financial resources, you may still want to remodel your home, particularly your kitchen. Although you might not think that it is possible, there are a number of different ways that you can go about changing your kitchen around without having to spend more money than you need to. 

Perhaps, the most obvious way to save money, when it comes to remodeling your kitchen, is deciding whether or not your kitchen really needs to be remodeled. As a homeowner, you have every right to remodel your kitchen, if you wish to do so; however, if money is tight it may be a good idea to rethink your decision, at least until your financial outlook improves. Although it may be a good idea to hold off on the kitchen remodeling, you may not necessarily want to. As previously mentioned, there a number of relatively low-cost ways that you could go about remodeling your kitchen.

One of the best ways to go about remodeling your kitchen without going broke is by taking it one step at a time. Although your goal may be to remodel your whole kitchen, inside and out, it can be costly do it all at the same time. By doing your remodeling in steps, it may make it easier for you to afford the overall cost of a kitchen remodeling project. For instance, if you would like to replace your kitchen cabinets, it may be a good idea to start there first.  After your kitchen cabinets have been replaced and you have additional money for remodeling, you may want to move onto the next remodeling project, say changing the light fixtures in your kitchen.  Taking one step at a time may not only make it easier for you to afford the cost of remodeling, but it may also help to make sure that you are choosing the right materials, supplies, and designs.

Where you buy your supplies and materials from may also have an impact on how much a kitchen remodeling project costs. Whether you decide to do all of your remodeling at once or do it a little bit at a time, you will want to keep an eye on where you are buying your materials from. If you are looking to save the most money, you may want to think about shopping at one of your local home improvement stores.  Most home improvement stores, especially those that operate on a national level, carry everything that you need to undergo a kitchen remodeling project.  In addition to the tools needed, you may also be able to find the supplies or materials that you need, such as kitchen sinks, kitchen sink pipes, kitchen floor tiles, as well as kitchen light fixtures.

You can also save money, when remodeling your kitchen, by doing all of the work yourself. It may be easier to use a professional contactor, but it is also more expensive.  Even if you are unfamiliar with the ins and outs of kitchen remodeling, you may be able to learn. There are a number of resources guides that can be found online, in your local book stores, or in your local library. Depending on where you live, you may also be able to attend a kitchen remodeling class, course, or seminar.  These resources, not matter what they are, may make it easier for you to remodel your kitchen yourself.  In fact, most of the time, all you need is a plan and a set of directions to follow and you should be good to go.

Despite all of the above mentioned tips, you may still find it difficult to remodel your kitchen, money wise.  If this is the case, you may want to place more of a focus on redecorating. Simply by changing your kitchen curtains, replacing some of your kitchen appliances, or even by changing your kitchen towel theme, you could get the new kitchen feel that you were looking for. While it might not be exactly what you had hoped for, it is an alterative that may just give you what you need.

Garden Pests You May Encounter

If we could garden without any interference from the pests which attack plants, then indeed gardening would be a simple matter. But all the time we must watch out for these little foes little in size, but tremendous in the havoc they make.

As human illness may often be prevented by healthful conditions, so pests may be kept away by strict garden cleanliness. Heaps of waste are lodging places for the breeding of insects. I do not think a compost pile will do the harm, but unkempt, uncared-for spots seem to invite trouble.

There are certain helps to keeping pests down. The constant stirring up of the soil by earthworms is an aid in keeping the soil open to air and water. Many of our common birds feed upon insects. The sparrows, robins, chickadees, meadow larks and orioles are all examples of birds who help in this way. Some insects feed on other and harmful insects. Some kinds of ladybugs do this good deed. The ichneumon-fly helps too. And toads are wonders in the number of insects they can consume at one meal. The toad deserves very kind treatment from all of us.

Each gardener should try to make her or his garden into a place attractive to birds and toads. A good bird house, grain sprinkled about in early spring, a water-place, are invitations for birds to stay a while in your garden. If you wish toads, fix things up for them too. During a hot summer day a toad likes to rest in the shade. By night he is ready to go forth to eat but not to kill, since toads prefer live food. How can one “fix up” for toads? Well, one thing to do is to prepare a retreat, quiet, dark and damp. A few stones of some size underneath the shade of a shrub with perhaps a carpeting of damp leaves, would appear very fine to a toad.

There are two general classes of insects known by the way they do their work. One kind gnaws at the plant really taking pieces of it into its system. This kind of insect has a mouth fitted to do this work. Grasshoppers and caterpillars are of this sort. The other kind sucks the juices from a plant. This, in some ways, is the worst sort. Plant lice belong here, as do mosquitoes, which prey on us. All the scale insects fasten themselves on plants, and suck out the life of the plants.

Now can we fight these chaps? The gnawing fellows may be caught with poison sprayed upon plants, which they take into their bodies with the plant. The Bordeaux mixture which is a poison sprayed upon plants for this purpose. 

In the other case the only thing is to attack the insect direct. So certain insecticides, as they are called, are sprayed on the plant to fall upon the insect. They do a deadly work of attacking, in one way or another, the body of the insect. 

Sometimes we are much troubled with underground insects at work. You have seen a garden covered with ant hills. Here is a remedy, but one of which you must be careful.

This question is constantly being asked, ‘How can I tell what insect is doing the destructive work?’ Well, you can tell partly by the work done, and partly by seeing the insect itself. This latter thing is not always so easy to accomplish. I had cutworms one season and never saw one. I saw only the work done. If stalks of tender plants are cut clean off be pretty sure the cutworms are abroad. What does he look like? Well, that is a hard question because his family is a large one. Should you see sometime a grayish striped caterpillar, you may know it is a cutworms. But because of its habit of resting in the ground during the day and working by night, it is difficult to catch sight of one. The cutworms are around early in the season ready to cut the flower stalks of the hyacinths. When the peas come on a bit later, he is ready for them. A very good way to block him off is to put paper collars, or tin ones, about the plants. These collars should be about an inch away from the plant.

Of course, plant lice are more common. Those we see are often green in colour. But they may be red, yellow or brown. Lice is easy enough to find since they are always clinging to their host. As sucking insects they have to cling close to a plant for food, and one is pretty sure to find them. But the biting insects do their work, and then go hide. That makes them much more difficult to deal with.

Rose slugs do great damage to the rose bushes. They eat out the body of the leaves, so that just the veining is left. They are soft-bodied, green above and yellow below. 

A beetle, the striped beetle, attacks young melons and squash leaves. It eats the leaf by riddling out holes in it. This beetle, as its name implies, is striped. The back is black with yellow stripes running lengthwise. 

Then there are the slugs, which are garden pests. The slug will devour almost any garden plant, whether it be a flower or a vegetable. They lay lots of eggs in old rubbish heaps. Do you see the good of cleaning up rubbish? The slugs do more harm in the garden than almost any other single insect pest. You can discover them in the following way. There is a trick for bringing them to the surface of the ground in the day time. You see they rest during the day below ground. So just water the soil in which the slugs are supposed to be. How are you to know where they are? They are quite likely to hide near the plants they are feeding on. So water the ground with some nice clean lime water. This will disturb them, and up they’ll poke to see what the matter is.

Beside these most common of pests, pests which attack many kinds of plants, there are special pests for special plants. Discouraging, is it not? Beans have pests of their own; so have potatoes and cabbages. In fact, the vegetable garden has many inhabitants. In the flower garden lice are very bothersome, the cutworms and the slug have a good time there, too, and ants often get very numerous as the season advances. But for real discouraging insect troubles the vegetable garden takes the prize. If we were going into fruit to any extent, perhaps the vegetable garden would have to resign in favour of the fruit garden.

A common pest in the vegetable garden is the tomato worm. This is a large yellowish or greenish striped worm. Its work is to eat into the young fruit.

A great, light green caterpillar is found on celery. This caterpillar may be told by the black bands, one on each ring or segment of its body.

The squash bug may be told by its brown body, which is long and slender, and by the disagreeable odour from it when killed. The potato bug is another fellow to look out for. It is a beetle with yellow and black stripes down its crusty back. The little green cabbage worm is a perfect nuisance. It is a small caterpillar and smaller than the tomato worm. These are perhaps the most common of garden pests by name.