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About Rental Insurance

Many renters don’t stop to think about what happens if there is a fire, someone breaks in and steals their new TV or stereo, or a visitor slips and falls on their property. The sad truth is; you will be responsible! While your landlord has insurance that covers the actual building, that coverage does not include your personal property or liability for injuries which occur in the space you rent ~ be it an apartment or a house and yard.

If a fire should destroy or damage your home, your landlord’s insurance will cover the structure. It won’t cover damage or loss of your belongings. Neither will it provide for the cost of temporary housing for you and your family.

You may think you don’t own enough personal property to make the cost of insurance worthwhile. You’re probably wrong! If you sit down and add up the cost of everything you own, you may be in for a big surprise. Consider what you have invested in such things as:

• Furniture and accessories • Electronics like TV, stereo, computers • Small appliances like microwaves, toaster ovens, etc. • Clothing • Art work like paintings or prints • Dishes, silverware and cookware • Sporting equipment • Books • Jewelry

Could you afford to replace all of these things?

Even worse, what would you do if a friend is injured on your property and decides to sue you for medical costs and more? It’s a scary thought, isn’t it?

Are you beginning to see why rental insurance may be a very wise investment?

The cost of rental insurance is based on several factors:

• The dollar amount of your coverage

• Deductibles

• Whether you choose to be reimbursed for Actual Cash Value or Replacement Costs (more about that in a minute)

• Where your rental property is located and the number of previous claims made, not only by you, but by others living in the same area.

Let me explain the difference between Actual Cash Value (ACV) and Replacement Costs. ACV is the value of your property at the time a loss takes place. For example, if your television set is five years old, it’s valued at much less than if it were brand new. The lesser amount is what you are reimbursed.

However, if you opt for Replacement Cost, you’re paid whatever it costs to go out and buy a new TV with similar features. Insuring for replacement cost raises the amount of your premium so it’s a good idea to get quotes for both ACV and Replacement Cost policies. Then you can decide which option fits your needs and budget.

Another thing to keep in mind is that jewelry, valuable collections, and guns are usually covered under a separate policy or “rider”. If you own these kinds of items, be sure to tell your insurance agent. You don’t want to find out after disaster strikes that they aren’t covered or that they aren’t covered for their true value. One way you can reduce the cost of your rental insurance is to check with whichever company insures your car. If they provide rental insurance you may be eligible for a multi-line discount.

Rental insurance may be worth the investment just for the peace of mind it offers you.

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For The Home, Helpful Tips, Interesting, Real Estate News, Real Estate Tips, Rental News, SW Florida Areas, SW Real Estate News

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Ten Ways to Fight Identity Theft

Recent reports estimate that as many as one in ten of the population have been a victim of identity theft, one of the fastest growing crimes of the last few years. By using a variety of means to usurp your identity and pass themselves off as you, the criminals involved go on to commit fraud and theft in your name – leaving you to pick up the pieces afterwards.

The effects on your credit rating can be devastating and often take years to completely fix, so prevention is obviously better than cure. Here are ten simple ways to help you avoid becoming a victim.

1: Be careful with your old documents such as paid bills, bank statements, and receipts. Either keep them safely stored or destroy them if you don’t need them anymore. Don’t just throw them away, as fraudsters often start stealing an identity by searching for these very kinds of documents in household waste. Shredding or burning unneeded papers will prevent this first step.

2: Store your personal documents securely by keeping them somewhere out of the sight of visitors to your home.

3: If you change your address, make sure that you inform your bank, utility companies, and everyone else who sends you mail. Documents wrongly sent to a previous address are a favourite target of fraudsters.

4: Make sure that when you stop using a credit card or bank account, you actually formally close the account rather than letting it go dormant. Having an unused, forgotten about account resurrected by a fraudster might not even be noticed until serious damage has been done.

5: Watch your plastic – make sure you know where your credit, debit and ATM cards are, and tell the issuing banks immediately if you lose them or they’re stolen.

6: If possible change your PIN numbers and passwords to something easily memorable, and NEVER write them down, especially not on scraps of paper kept in your purse or wallet.

7: Don’t respond to phishing. Banks will never ask you for personal details via email, and won’t ask you for the password to your account. You don’t need to ‘reconfirmed’ your details following an email request either – just delete the email. If in any doubt at all, call your bank to make sure the request is genuine.

8: Use anti-virus software and firewall on your computer, especially if you use online banking of any kind. Keep the software up to date as well to guard against attempts by hackers to discover personal information on your computer.

9: Check your bank account and credit card statements carefully when you receive them, and query with your bank anything that you can’t identify. Spotting a fraud in progress early on will vastly help in minimising the damage it causes.

10: Finally, monitor your credit reports regularly to see if anything appears that seems odd, such as applications for credit cards that you didn’t make, or missed payments on finance that you haven’t taken out. Services are widely available online which can help you do this by automatically informing you when something on your file changes.

None of us can be 100% sure that we won’t fall victim to the crime of ID Theft, but by taking the measures listed above you’ll be making the job of any potential fraudster very difficult indeed, and they’re likely to move on to an easier target!

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What’s In Your FICO Score?

Obtaining copies of your credit reports from the three major credit reporting bureaus is a must for all American consumers. If you order your copies directly from each bureau, you can get yours for free [once per year per bureau]. That is the law. There is, however, one piece of information not included with your credit reports and that is your FICO score. Your FICO score can determine several things, including what interest rate mortgage lenders will charge you and the rate you will pay for your credit cards. For just a small fee you can order your FICO score and get a hold of a piece of information that is critical to you fully understanding and improving your credit rating.

FICO, or Fair Isaac Corporation, is a score that helps determine what interest rate creditors will charge you. The higher your score, the lower your interest rate will be resulting in lower mortgage payments and more money for you. Indeed, when you apply for a new cell phone account, purchase a car, or make just about any type of credit application, your FICO score is obtained by creditors. Unfortunately, you typically do not know what that score is unless you get the information yourself. Don’t count on creditors sharing that information with you!

Your FICO score is based on five determining factors. According to the Fair Isaac Corporation, these five factors are weighted differently and each one is assigned a percentage figure based on their importance. Specifically, they are:

1. Payment History – 35%

2. Outstanding Balances – 30%

3. Length of Credit History – 15%

4. New Credit – 10%

5. Types of Credit Used – 10%

Obviously, if you have made several late payments and owe a large amount of money to your creditors, your FICO score will be much lower than the person who pays what they owe on time, has a manageable level of debt, and possesses a solid credit history.

Coupled with your credit report, your FICO score can help you determine the plan of attack you need to take to improve your credit standing. This is very important step to take especially if you anticipate making any sort of credit application within the next year. If there are errors in your credit report than these will lower your FICO score. Make certain that the three credit reporting bureaus correct each error now and, once amended, run your FICO score again to determine if it has been adjusted upwards.

Remember, the higher your FICO score, the lower your monthly payments will be on virtually everything you finance through a creditor. Order your free credit report today and pay a little extra to obtain your FICO score.

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Visiting Popular Summer Vacation Destinations While on a Budget

If you are like most other individuals and families, your finances may be tight.  There are many families who are just scraping by and others are the on the border of debt.  If this situation sounds all too familiar, a summer vacation may be the last thing on your mind.  If you and your family are interested in taking a summer vacation, you can, no matter what your financial situation. 

When selecting a summer vacation destination on a budget, it is important that you do not limit yourself.  There are too many individuals who search for a vacation destination solely based on price.  Instead of first searching for low-cost vacations, you are encouraged to find the vacation destination of your dreams.  Once you closely examine the hotels, restaurants, amusement parks, or beaches that your selected destination has to offer, you can easily learn how and where to save money. 

If the beach sounds like the perfect summer vacation destination, you have a number of options.  Popular beaches, that are designed for those on a budget in the United States may include, but are not limited to, Virginia Beach, Pensacola Beach, Long Beach and Don’t forget all of the wonderful places in SW Florida ( Marco Island, Naples, Bonita Springs, Fort Myers, Estero, Sanibel Island and Captiva Island to name a few )   . You can plan a beach vacation in the Caribbean or overseas; however, the cost of travel will likely increase the cost of your vacation. 

Virginia Beach, Long Beach, Daytona Beach, Myrtle Beach, and Long Beach are all known as vacation “hotspots.”  Many individuals automatically assume that the most popular beach destinations are too expensive. While some facilities and activities may be high-priced, there are ways for you to vacation there on a budget.  Instead of staying at an ocean-side resort, you could save a large amount of money by booking an inland hotel. The same can be said for restaurants, bars, and event centers.  Almost everything is more expensive on the shoreline.

If you are more interested in spending your vacation golfing, you may want to examine the golf resorts in and around the Untied States.  Many popular golf courses are located in Myrtle Beach, Newport Beach, Scottsdale and many wonderful golf courses in SW Florida.  If you are on a budget, you can easily benefit from purchasing a resort package.  Many popular golf resorts, in the United States, Europe, and the Caribbean offer packages that offer accommodations that may include travel, hotel stays, golf course visits, and dining. 

Golf resorts are popular vacation destinations for many individuals, but many can be expensive.  If you are unable to obtain a discount vacation package, but you still want to your vacation to have a focus on golf, you have a number of options.  Many golf resorts allow vacationers to play on their courses, even if they are not staying at the resort.  It is also possible to golf at well-known golf courses that are not considered resorts.  As with a beach vacation, you may be able to save a large amount of money by staying at a hotel or dinning away from a golf resort.

Theme parks and amusement parks are popular vacation destinations, especially for those with children.  If you and your family are interested in vacationing at a United States theme park, you have a number of options.  Theme park resorts are similar to, the above mentioned, golf resorts.  A large number of well-known theme park resorts, including Orlando Studios, Disneyland, and Disney World can be selected, even if you are on a budget. Many of these resorts offer vacation packages that include hotel stays, theme park use, on site dinning, and much more. 

Theme park resort packages are a great way to save money, but you could save even more by not paying for services that you will not use.  If you do not have to fly to reach your destination you should not have to have travel accommodations included in your package. You may also be able to find cheaper hotel accommodations that are located a short distance away from the theme park of your choice.  In addition to theme park resorts, you can find days of fun at smaller parks, such as Six Flags, Sea World, and Bush Gardens.

You may recognize many of the above mentioned summer vacation destinations.  Popular vacation destinations do not have to be financially out of your reach.  Simply by cutting a few corners, you could be vacationing alongside the rest of America, even while on a budget. 

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Enjoy Other Places, SW Florida Areas

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Rent to Own

Some potential homeowners who are not able to purchase a home right away consider rent to own options instead. A rent to own option, often referred to as a lease, is essentially a rental contract for the rental of a property which includes the stipulation that the renter will be given the option of purchasing the property at the conclusion of the lease. This type of rental agreement may not be worthwhile for all renters but there are some who will find this type of agreement to suit their needs quite well. In particular renters with bad credit who might be unable to buy a home otherwise and renters who aren’t quite sure they really want to buy a home. It can also be a worthwhile agreement for homeowners who are planning to sell their home buy may not want to sell it immediately.

When Your Credit is Bad

Potential homeowners with bad credit may find a rent to own situation may be just what they are looking for to help them purchase their dream home. There are a variety of financing options currently available and it is likely even homeowners with poor credit can find a financing option but it is not likely this option will be favorable. Homeowners with poor credit are often shackled with unfavorable loan terms such as higher interest rates, requirements to pay points and adjustable rate mortgages instead of fixed rate mortgages. In these situations, it might be worthwhile for the renter to repair his credit before attempting to purchase a home.

One of the best ways to repair credit is to maintain good credit in the present and into the future. Most blemishes on credit reports are erased after a certain period of time. Renters who have poor credit can work on repaying their current debts in a timely fashion and with time their credit score will improve. During this time participating in a rent to own program allows the renter additional time to repair his credit and may also allow the renter to accumulate financial resources which will enable him to purchase the home when the lease period is over.

When You Just Aren’t Ready to Buy a Home

Some renters opt for a rent to own program when they aren’t quite sure they really want to own a home. In these types of agreements, renters are given the option of purchasing the home at the end of the agreement period but they are not obligated to purchase this home. This allows the renter to see what it is like to own a home without having to commit to homeownership.

Renters who are renting a home may learn a great deal about homeownership during the rental period. This may include information about maintaining the landscaping of the property and dealing with conflicts with neighbors. It may also entail caring for and maintaining a significantly larger domicile than most apartment renters have to maintain. Some renters are not quite sure they are ready to handle all of these issues and may use a rent to own agreement as a trial period to determine whether or not homeownership suits them.

When the Homeowner Just Isn’t Ready to Sell

Some homeowners offer a rent to own option when they plan to sell their home but do not want to do so immediately. Some homeowners may be hoping for property values to rise before they sell their home so they can either regain the amount they have invested in the house or profit from the purchase price of the home. These homeowners might choose to rent out their home during this time and offer the renter the option of purchasing the house after a set time period. This enables the seller to earn an income from rent while they are no longer living in the home. The rent they charge to the renter is often enough to cover the mortgage and yield a profit making it a financially wise decision for the seller.

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Pool Alarms: More than Just a Pool Accessory

Throughout the United States, there are a large number of storefront retail locations and online retail stores that sell pool accessories.  Many of these pool accessories can be considered fun, but others can literally be lifesaving.  If you are a pool owner, regardless of whether or not you have children, you may want to consider purchasing a pool alarm.

One common misconception, when it comes to pool alarms, is who should have them. There are many individuals who mistakenly believe that pool alarms are only necessary for households with small children. While, families with small children may benefit the most from a pool alarm, they are not the only ones who may.  Even if you do not have children, you may want to at least consider purchasing yourself a pool alarm. Not only could that alarm help to protect guests, but it could also protect children that just wander into your yard.

As with most other pool accessories, you will find that pool alarms come in a wide variety of different styles. Despite the different styles, all pool alarms have the same goal. That goal is to keep young, unattended children away from a swimming pool.  In the event that they do make it near a pool, the pool alarm will alert you, and other adults, right away. This is why pool alarms are not just a pool accessory, but a lifesaving device.

If you are interested in purchasing an alarm for your pool, you will have to decide on an alarm style. By visiting your local pool supply store or by reviewing the available merchandise online, you should be able to familiarize yourself with the pool alarms that are currently on the market.  In your search, it is likely that you will find underwater pool alarms, above water pool alarms, or gate alarms.

In a way, gate alarms are the most popular of all pool alarms. While the alarms are not actually installed in or around your pool, they are still considered pool alarms.  This is because the alarm is positioned on the gate of your pool fence. Depending on the model you purchase, most gate alarms will sound when someone passes through the gate unnoticed or if the gate door was accidentally left open.  In a way, gate alarms are the most effective pool alarms on the market.  By properly installing and using a pool gate alarm, your child may never even make it to the pool.

As popular as pool gate alarms are, not everyone can use them.  If you do not have a fence installed along the exterior of your pool, you will want to examine other alarm types. One of these types may include a surface alarm, otherwise known as an above water alarm.  An above water pool alarm is designed to sound when someone comes too close to the pool.  Many of these alarms come with a preset barrier. That barrier may only be a foot, but it may also be up to four.  Above water alarms, or surface alarms, are ideal because they can alert you before your child actually makes it into the water.

The only problem that you may find with above water alarms, or surface alarms, is that they tend to be easily setoff, especially if your pool area is not gated in. Whether the wind blows debris past the alarm or an animal enters the area, it is likely that the alarm will sound.  If you are looking for pool alarm that is less likely to produce error, you may want to consider purchasing an underwater pool alarm.

Underwater pool alarms are similar to surface alarms.  Instead of detecting motion on the exterior of the pool, they detect motion in the interior. This means that if your pool alarm is set, you will be notified whenever something enters the water. Therefore, if your child happens to fall into the pool, your pool alarm will automatically sound; thus allowing you to rescue them.

As much as we would like to be able to keep an eye on our children all the time, that is something that is just not possible. In a single instant, your child could be out of the house and underwater, unable to swim. For a reasonable price, a pool alarm could prevent you from having to make that horrible discovery.  

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Swimming Pool Tips

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Picture Perfect: the Profit is in the Plan

As far as home improvements go, landscaping is a solid investment – in fact, a well designed outdoor project can offer a better return than most of those inside the house. Good landscaping can add between seven and 15 per cent value to your home and has a recovery value of 100 to 200 percent, so shell out now and get it back when you sell.

Many realtors will tell you that a well designed landscape will help you sell your house faster. With today’s explosion of subdivisions, where many of the homes look similar from the outside, landscaping can set your home apart from a neighborhood of clones.

But the key to a profitable landscape is the design, so start with a plan. A poorly designed layout could end up costing you more time and money: without proper planning, that lovely deck you’ve laid may crack in next winter’s frost. So before you go running into the yard with your pick and shovel, get out your paper and pencil.

First consider what you want to use the area for. If you want to have an outdoor kitchen area or pool then your design will look quite different from someone looking for a vegetable garden or a private refuge. There are plenty of garden magazines on the market; study them to get a good idea of what you like and don’t like. Even if you aren’t planning on doing the whole yard now, plan what you’d like to see eventually. Otherwise you may find yourself ripping up this year’s hard work because it interferes with next year’s project.

Plan for your level of maintenance. Think about whether you want a garden that requires a lot of work or something a little easier to deal with. After you put all this work into the design you don’t want to watch it go to waste. If you don’t have time to maintain it yourself you might want to hire someone to take care of it for you, but look into those costs before you start planting.

Which brings us to the ever popular topic of budgets – it’s important to start out with an idea of how much you have to spend, because it’s easy to get carried away out there and there’s no shortage of lovely plants, features and furniture to sink your hard-earned cash into. Be realistic: you might not be able to put in both the pool and the outdoor kitchen this year, but you’ve got your plan. You know it’s coming.

The next step is to sketch out your yard. Divide it into sections and map out what you would like where. Call your utility company and map areas with underground wires and pipes. Identify areas that have special needs (drainage issues, acidic soil, shade and full sun). Next, add the feature that need to “landscaped”, like patios, fences, fountains, pools and walkways. Depending on the complexity of your design you may want to consider involving a professional, at least to look at your design. If you are undertaking any structural projects it might be wise to have the plans vetted by an engineer. In any case, consult local building codes and do your research. You want to ensure that your landscaping is appropriate for your particular location and climate concerns.

When deciding on plants, refer back to your sketch to match your greenery with its preferred light and soil conditions. Use marking paint or chalk to mark out planned features and bedding areas in your yard. This will give you a basic idea of whether your design works spatially. You may need to play with the width of the beds or paths to make the plan more visually appealing.

Before you plant, lay your plants out in their place and take a good look. Does the layout look crowded? Try to visualize the final size of the plant. Make sure you leave them enough room, even if your garden feels a little sparse to begin with. It’s better to have a little room between them now rather than ending up with some plants being overpowered by others when they are full-grown.

And now you’re ready to go! It may seem like a lot of work to get started, but a well planned design will ensure that you maximize your investment and create a beautiful space that you (or the next owners) will enjoy for years to come.

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Get the very best Rates on Hotel Rooms

It can be fun to go on a trip and enjoy staying in a luxurious hotel room. Yet many people have to pass up that option and go for a more moderate hotel because of the expense involved. There are some good ways to get the hotel you want at a price you can afford though. It does take some research and planning but it can be done.

Regardless of the hotel you are looking at, weekends are generally their busiest time. Planning your stay during the week will help you get a much lower rate. You also need to do research to find out the slowest time of year for that given hotel. They will offer lower prices during that time period so that they can sell rooms rather than leaving them empty.

If you have any type of membership such as AAA or military, you may be eligible for discounts on various hotels without even knowing it. Call the hotel and ask them what discounts they offer. While you have them on the line ask them to quote you the very lowest price they can offer. Then compare this price to different online sites.

Sometimes the hotel offers the best price and other times you will find it online. If you are more comfortable booking with the hotel directly, ask them to honor a price you found somewhere online. Many hotels offer discounts for people who have stayed with them before, even free nights or upgrades after you have stayed with them a set amount of times.

If you will be staying at the hotel for several days at a time you will likely get special treatment. This could be a room close to the elevator or with the best type of view. Make sure you mention the length of your stay and what you are interested in when you make the reservation. There is generally no extra cost for such features but make sure you ask before you agree to the reservation.

When you arrive at the hotel you can ask them for a free upgrade. If they have the room available they may be able to honor your request. There is no guarantee that it will happen though so be prepared that you will be in the type of room you paid for. If you are visiting the hotel on the off-season or during the week you are more likely to get such an upgrade at no extra charge. You may mention that you would really love one of the balcony rooms if they could offer you an upgrade if you want a specific type of upgrade amenity.

Many people plan their hotel arrangements way in advance. This is good so that you are guaranteed a room. However, if you can get away with flexible days to stay then you can keep a watchful eye on the very best prices. You can grab some great last-minute deals on hotel rooms online at different travel sites. You have to be careful though because you don’t want to end up with no hotel room at all.

You can try to work out a deal by simply walking into a hotel in the late evening to see what is still available. You have a good chance of working out a good deal since the room may go unused if they don’t offer it to you. However, they may be viewing it as a chance to get more money for the room since you are looking for one at the last-minute. Don’t be afraid to say no to their offer and try to renegotiate it. Too many people simply walk into a hotel, as the price, and then pay for it without any negotiating taking place whatsoever.

If you know several other people who will be staying at the same hotel you can ask for a group discount rate. In some cases the rooms all have to be paid for together but the majority of hotels will accommodate individual billing.

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Bargain Hunters

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Nursing Assistant Relationships with Other Staff

To be an effective Nursing Assistant, you must have excellent communication skills. You will be communicating throughout your daily activities with patients, their family and friends, and an array of medical staff. You will work directly with the Nursing staff. This will be a very important area to develop strong relationships in. You will also be communicating with physicians, X-Ray technicians, lab staff, surgery units, and emergency services. Therefore, it is very important that you continually work on your communication style and effectiveness. Your job will be much easier if you are able to establish good relationships with other staff members.

As a Nursing Assistant, you will be overseen by the Nursing staff. They will depend on your to report accurate information on patient charts. You need to be sure you are documenting what they ate and how much, their vital signs, and any changes you notice. If you think something requires immediate attention from a Nurse, then you need to be able to communicate that message effectively. You also need to feel comfortable going to the Nursing staff for assistance and questions as the need arises.

Since Nursing Assistants have far more one on one interactions with patients, other staff often depends on their observations to assist them. It is very common for Nurses and Doctors to ask the Nursing Assistant about sudden changes in a patient’s behavior. Therefore, paying attention to detail is very important. You will want to pay attention to your instincts that something is wrong and report it immediately to the proper staff member.

In the ideal working environment, Nursing Assistants are valued for their contributions to the medical field. They are respected by the other staff and informed of changes and important decisions. However, in many medical facilities, Nursing Assistants are frustrated because they feel they aren’t in the loop. The often complain of being left in the dark as to what is taking place among other staff members. The biggest complaint is with the Nurses.

Nursing Assistants claim that when they have tried to explain patient information to Nursing staff, they are dismissed as if they aren’t credible because they don’t have the education to determine such information. They also feel that they report all changes to the medical staff, yet no one is reporting changes to them about the patient such as new medications or a new diet. This can be very frustrating for Nursing Assistants. This kind of issue can lead to a divided work staff who aren’t working together in the best interest of the patients.

There are five ways employers can work with staff to eliminate such issues. Enforcing these goals will allow medical staff to develop better relationships on an ongoing basis, providing better care for patients. It often helps with the moral of the staff as well. Everyone should get a brief overview of what the other medical staff is responsible to do. Too often one group of people feel they do more than another because they just aren’t aware of everything that particular job description entails. This will help staff members value the work of others more. Asking Nursing Assistants for their input and opinion often builds relationships with other staff because they feel part of the overall care process for patients. Recognize the talents of each other and your abilities. This will help balance out strengths and weaknesses, enabling all staff to provide better quality care to patients. It is important to be supportive of other medical staff, not just those with the same title as you. Nurturing new staff is also very important. They need to feel as if they are part of the team from the minute they enter the door on their first day of work.

The relationships Nursing Assistants develop with other staff are very important. This starts will realizing your own communication style, and improving your communication skills. It may also require you to address issues with administration to develop ways for communications among the medical staff to improve. Be ready to offer ideas to make it happen when you approach administration. With the overall goal being to provide excellent care for all patients, communication that works well for everyone is a great place to start.

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Vegas Basics

If you’re planning a trip to Vegas in the near future there are a few basic things you should know. First things first, walking shoes are a must for any trip to Vegas. You will probably be spending a lot of time on your feet and will need shoes that can handle standing in lines and walking quite nicely.

Second, the weather in Vegas is fairly predictable. You are likely to experience rather cool nights, particularly during the months between October and April so bring some warm clothes. You should also be prepared for a lot of sunshine and pack copious amounts of sunscreen in order to protect your skin.

Remember that the times around holidays are often the busiest times in Vegas if you want to avoid the higher prices and larger crowds you should avoid booking during these times. And if those are the times you absolutely wish to stay and play in Vegas you should make plans and book well ahead of time to make sure you have your first choice in accommodations.

It is important to remember that Vegas is indeed a desert town and that you will need to drink plenty of water and moisturizer more than you might be accustomed to. This is a much drier climate than many people experience in their day-to-day lives and the heat and dryness can sneak up on you for a double whammy if you aren’t prepared.

If you’re a golfer, you’ve found heaven and should come prepared. This means you should bring your best clubs along with you and be prepared to play a few rounds. You should probably also bring a nice set of dress clothes in order to catch some of the great shows that are always playing in Vegas.

While Vegas is famous for big spenders, it is quite possible to spend thrifty and have a nice vacation for two at around $100 per day. At the other end of the spectrum, big spenders can drop thousands on one meal very easily. Pay attention to the places you are considering before you enter if you are on a limited budget.

If you’re planning to stray far from your hotel or resort, it’s a good idea if you plan to rent a car or drive your own. The distances here can be quite conceiving and you can easily lose track of time while enjoying yourself inside the many casinos.

Vegas is almost as famous for weddings as it is for Casinos. If you are hoping to get married Vegas style you have a lot of styles from which to choose and you are not by any means alone. More than 122,000 couples apply for marriage licenses in Vegas each year. The licensing fees for marriage in Vegas is around $55 (this is the current rate, keep in mind that this rate is subject to change) and then there are the fees involved for the chapel you use, the services offered, etc. You can choose to go as informal and small or as bold and lavish as you can afford.

One of the most important things to remember about Vegas is like the new commercials claim, “What happens in Vegas, Stays in Vegas”. So let your hair down and have some fun during your time here and be sure to make plans for your return trip.

This can be a wonderful vacation experience for you whether you are planning marriage, a golf smorgasbord, a gambling festival, to see your favorite act, or just to spend time with the family hanging out around the pool. Your trip to Vegas is what you make of your trip to Vegas. I suggest you have as much fun as possible. Enjoy the sights, watch the shows, enjoy the many great buffets, and spend some time at the hotel spa relaxing and rejuvenating as you prepare to go back home and face the outside world yet again.

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