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Gas Saving Tips

Are you tired of the continuing rise in gasoline price? If you are, you’re not alone.  In this article, you’ll find a few excellent tips designed to help you save a bit of your hard-earned money.

First, it’s always best to purchase your gas either first thing in the morning or late at night.  The reason for this is because gas is denser at a cold temperature, so you’ll basically be getting more for your money.

Secondly, check your local gas prices to find the best price available.  You can check your local gas prices online as well, which will prevent you from wasting gas while driving around to look for the best price.

By keeping your car well maintained, you can help improve fuel consumption.  By simply tuning your car, you can decrease your fuel consumption by up to 20 percent.  Also, you should keep your tires properly inflated and aligned.  Tires that are under inflated will cause fuel consumption to increase by 6 percent. You should also make sure that you change your oil and air filters on a regular basis as well.

Other tips to keep in mind are to drive by staying in the posted speed limits, as the faster you drive you will use more fuel.  Whenever possible you should use overdrive, as this will help fuel and also improve the wear on your engine.  You can also combine your errands by making a list of things that you have to do, as the more you cold start your engine, the more fuel you’ll be using. 

By taking the time to do these tips, you’ll be amazed at just how much fuel you can save.  Gas prices are becoming ridiculous these days, which is why you want to do your part to converse little drop that you can.

Do You Need An Air Purifier?

It is estimated that each year millions of Americans think about purchasing an air purifier for their home or their business. Are you one of those individuals?  If so, have you purchased an air purifier yet?  Unfortunately, a large number of individuals think about purchasing an air purifier, but not everyone ends up making that purchase. One of the reasons for that is because many individuals wonder whether or not they really need one.

When it comes to owning an air purifier, anyone can own one.  You do not necessarily have to meet certain criteria to be able to benefit from the use of an air purifier. Honestly, you could just be someone who is looking to breathe clean air.  If that is the case, you could definitely benefit from the purchase of an air purifier.  Despite the fact that some individuals have no set reason for wanting or needing an air purifier, there are others who do.  If you find yourself one of these individuals, as described below, you may want to seriously think about purchasing an air purifier for your home or your business.

Air purifiers work to clean the air. They do this by preventing harmful particles from passing through their collection grids or filters.  These particles may even include dust particles.  For that reason, if you have allergies associated with dust, you may very well find that an air purifier works to remove or completely eliminate your allergy symptoms.  In turn, this may make your days and nights more pleasant and enjoyable.

In addition to reducing allergies associated with dust, air purifiers can also help those with allergies that are related pets.  You will find that multiple air purifiers not only trap pet hair, but they also trap the air particles created by pet droppings.  These dangerous particles are not only harmful to those who have allergies, but to everyone else who is in the home. In addition to eliminating particles created by pets in the home, you could also use an air purifier if you have a business that is centered on pets. These types of businesses include pet grooming shops and vet offices.

You may also want to think about purchasing an air purifier, especially if you have young children at home.  Children tend to be more susceptible to illness. With cleaner air, your child’s health may improve by a ton.  In addition to being used in traditional homes, you may also want to purchase an air purifier if you run or operate a daycare center.  An air purifier may not only improve your health, but the health of all of your children.  Essentially, this will make for happier and healthier children, which is extremely important when running a daycare business.

An air purifier may also be ideal for those who are smokers. Even if you are not a smoker, there may be someone inside your home who is.  If this is the case, you will want to seriously consider purchasing an air purifier.  Most air purifiers, especially those designed specifically for smoking households, may help to reduce secondhand smoke.  Secondhand smoke is bad for everyone, but it is especially bad for children.  Of course, you will want to try to not smoke around your children, but if you do, you will want to purchase an air purifier, if not for your own benefit then for the sake of your children.

As mentioned above, those operating a business centered on pets or kids could benefit from the use of an air purifier; however, they are not the only types of businesses who could benefit. If you are business owner, whether you run a small retail store or an office, you may want to think about getting an air purifier.  As mentioned above, air purifiers help to keep the air clean. In reality, this means that your employees will be healthier. In addition to better performance, you may also find that an air purifier helps to reduce the illnesses being spread throughout your building.  In turn, this may not only result in better performing employees, but employees who end up requesting less sick time. 

If the above mentioned examples describe you, in any way, you are advised to purchase an air purifier.  Whether that air purifier is for your home or your business, you will reap an unlimited number of benefits to owning and using one.

Rent to Own

Some potential homeowners who are not able to purchase a home right away consider rent to own options instead. A rent to own option, often referred to as a lease, is essentially a rental contract for the rental of a property which includes the stipulation that the renter will be given the option of purchasing the property at the conclusion of the lease. This type of rental agreement may not be worthwhile for all renters but there are some who will find this type of agreement to suit their needs quite well. In particular renters with bad credit who might be unable to buy a home otherwise and renters who aren’t quite sure they really want to buy a home. It can also be a worthwhile agreement for homeowners who are planning to sell their home buy may not want to sell it immediately.

When Your Credit is Bad

Potential homeowners with bad credit may find a rent to own situation may be just what they are looking for to help them purchase their dream home. There are a variety of financing options currently available and it is likely even homeowners with poor credit can find a financing option but it is not likely this option will be favorable. Homeowners with poor credit are often shackled with unfavorable loan terms such as higher interest rates, requirements to pay points and adjustable rate mortgages instead of fixed rate mortgages. In these situations, it might be worthwhile for the renter to repair his credit before attempting to purchase a home.

One of the best ways to repair credit is to maintain good credit in the present and into the future. Most blemishes on credit reports are erased after a certain period of time. Renters who have poor credit can work on repaying their current debts in a timely fashion and with time their credit score will improve. During this time participating in a rent to own program allows the renter additional time to repair his credit and may also allow the renter to accumulate financial resources which will enable him to purchase the home when the lease period is over.

When You Just Aren’t Ready to Buy a Home

Some renters opt for a rent to own program when they aren’t quite sure they really want to own a home. In these types of agreements, renters are given the option of purchasing the home at the end of the agreement period but they are not obligated to purchase this home. This allows the renter to see what it is like to own a home without having to commit to homeownership.

Renters who are renting a home may learn a great deal about homeownership during the rental period. This may include information about maintaining the landscaping of the property and dealing with conflicts with neighbors. It may also entail caring for and maintaining a significantly larger domicile than most apartment renters have to maintain. Some renters are not quite sure they are ready to handle all of these issues and may use a rent to own agreement as a trial period to determine whether or not homeownership suits them.

When the Homeowner Just Isn’t Ready to Sell

Some homeowners offer a rent to own option when they plan to sell their home but do not want to do so immediately. Some homeowners may be hoping for property values to rise before they sell their home so they can either regain the amount they have invested in the house or profit from the purchase price of the home. These homeowners might choose to rent out their home during this time and offer the renter the option of purchasing the house after a set time period. This enables the seller to earn an income from rent while they are no longer living in the home. The rent they charge to the renter is often enough to cover the mortgage and yield a profit making it a financially wise decision for the seller.

How To Inspect Your Pool

With several different swimming pool designs and equipment out there, thinking in terms of safety can be very confusing.  From different swimming pool liners to buying different toys, you surely have a lot to choose from.  You can always ask questions at a local supply shop to find out more, as the experts there can surely help you.  There are a lot of needs with swimming pools, especially when you get everything you need.

The first thing to do when inspecting your swimming pool is to figure out your average depth.  Your average depth will help you determine your swimming pool capacity.  You can figure out your average depth by adding the deep end to the shallow end, then dividing by 2.  The average depth tells you a lot about your swimming pool, including the design and capacity.  Once you know your average depth, you can pretty much buy any accessory you need without any problems.

Your design of swimming pool will help you in choosing the best cover for your swimming pool.  There are a few covers to choose from, most of which vary from season to season.  You can use different covers for summer, spring, and winter, each one offering you something different in terms of protection.  Nearly all supply shops have a lot of covers to choose from, and as long as you know your design – you can further inspect your pool and select the right cover.

Once you know your average depth and capacity for your swimming pool, you can move on to other inspections.  The liner is next, as it protects the quality of your water.  A liner will maintain the pH level of your water, and help prevent algae from forming and growing.  When you inspect your pool to select a liner, you should think in terms of material.  Most are plastic or vinyl, and can provide you plenty of attraction along with great protection as well.

With your swimming pool, you’ll also need to think and inspect your swimming pool in terms of safety.  If you have a below ground swimming pool, you should always remember that it can attract a lot of visitors.  Due to this fact, you should always have someone watching the pool, or an adult around at all times who can swim.  Or, you can simply use a locking gate that surrounds your pool to keep people out of it when you aren’t around.

Another area of swimming pools that most people find enjoyable are the toys and accessories.  The more must have accessories and toys are goggles, as they will help little children protect their eyes from the chlorine.  You can also find several different types of floats as well, as they are fun to lay on and also help kids stay afloat.  Swimming belts and water wings are great as well.  If you have thought about adding toys to your pool, you should always look around and shop for the best prices.

Inspecting your swimming pool can be fun, although it is something that you simply must do.  You can inspect in terms of maintenance as well, although you’ll need to inspect your pool before you buy any type of equipment or other things for you pool.  When you visit your local pool supply store you’ll need to know different things, which is the reason for inspecting.  Inspecting your swimming pool doesn’t take a lot of time – yet it is something that you simply must do if you want to get the best out of your swimming pool.

What is Pre-Construction Real Estate Investing?

The idea of pre-construction investments when it comes to real estate is actually quite a clever way in which many have made millions. The theory is simple really. Invest in a property before when it is in the planning stage. Those who will be building these buildings need money and investors in order to do get the building off the ground. By investing (in many cases basically purchasing options to purchase) in the units, typically condo units in high demand areas, before the ground is broken investors often have the option of investing for pennies on the expected dollar once the building is complete and can re-sell the property at full market value once the building is complete pocketing the difference in the original investment and the asking price.

This is a win-win situation for many builders or ‘owners’ of the property in questions because ‘pre-selling’ the units allows lending agents to have confidence in the viability of the project as a money earner by selling many of the units sight unseen. The benefit to investors is that they are able to purchase at a much lower price pre-construction than afterwards and can sell afterwards at the full market value (or above in some high demand and under saturated areas for real estate).

This style of investing is not nearly as glamorous to some as flipping houses. There are no beast to beauty renovations. There are, however, some things that should be kept in mind while making this type of transaction.

First of all, no real estate venture is ever guaranteed to turn a profit no matter what the glossy little brochures tell you. With the current trends in property sales, this is typically not the best environment for pre-construction investing though these things tend to change on a regular basis and that market could be looking up again in the very near future.

Second, networking is more often than not the best way to break into this particular business. There are all kinds of fly by night would be real estate investors. The ones that manage to last are those that network with other real estate agents as well as those who have specific interests and experience with pre-construction investments. Join local groups in addition to online groups that deal specifically with this sort of investment in order to get more information more quickly. The costs involved might appear daunting at first but they are far less than the costs of getting in over your head by not having a grasp of even the most basic ‘ins’ and ‘outs’ of pre-construction real estate investing.

Third, develop a close-knit relationship with a realtor that specializes in this particular type of real estate investing. This could prove to be the most beneficial thing you will ever do in order to insure future success. Be developing the right relationship with the right realtor you can get information on new properties before they make it to the public sector. This puts you in the rare and wonderful position of beating the competition to the punch. This gives you a much better shot at receiving the rock bottom prices that are often missed by waiting too long to make the purchase.

Fourth, be prepared to hold onto the property for a little while if you need to do so. The problem with pre-construction investing is that there are no guarantees that when the time comes you will have been able to ‘seal the deal’. Things come up even when you have a buyer that is willing and eager to make the purchase. In other words, there are times when you will need to hold onto the property for a short while and sometimes as a long-term investment. Some options in the case of long-term holds would include renting the property out to vacationers if it is in a high demand tourist area. You can use your realtor to help with that. This allows the property to be earning some income until the sale can be made. Others decided to hold onto the property as a personal vacation home for themselves, friends, and family. In the end, the important thing is that there is a “Plan B” for the property should the deal fall through and you are left paying the monthly note.

Pre-construction real estate investing may not have the ‘name in lights’ appeal that other types of investing carry but it does provide a viable investment style that has the potential to bring in significant profits. The name of the game when it comes to investing is profits so keep this in mind when considering your investment options. This is one of the forms of investing that requires (in most cases) the least amount of capital up front.